Legal & Compliance

NeoWealth's legal framework is designed to create an ultra-secure Bitcoin advisory environment while protecting both clients and the firm.

Here's the breakdown of our approach:

At NeoWealth, we are committed to maintaining the highest legal, regulatory, and ethical standards. As a Bitcoin-only strategic advisory firm, we provide non-custodial, non-actionable educational insights while ensuring full compliance with global financial regulations. Our NeoWealth Legal SHA256 Clause reinforces our commitment to transparency, security, and legal fortification.

🟧 OUR STRUCTURE: LEGAL & COMPLIANCE FRAMEWORK

NeoWealth utilizes a common law trust structure for service delivery, a legal structure designed to separate advisory services from asset management. This ensures that our consulting remains independent and protected, structured under common law trust principles.

🟪 GLOBAL INQUIRY FRAMEWORK NeoWealth welcomes inquiries worldwide under these conditions:

• Clients must disclose all jurisdictions where Bitcoin strategies will be implemented
• We maintain updated restricted territories
• Engagement requires signed declaration: "No beneficiary entity operates in jurisdictions prohibiting unlicensed crypto advisory"

Client Assurance:
We review every inquiry within 72 working hours using our Regulatory Alignment Matrix (RAM). 

🟪 CLIENT SOVEREIGNTY FRAMEWORK

NeoWealth facilitates Bitcoin education through:

• Jurisdiction-Agnostic Inquiry Portal/Contact-Form
       Submit requests from any territory - we respond within 72 working hours with feasibility assessment  
• Regulatory Mirroring  
       Our guidance automatically aligns with your jurisdiction's crypto asset rules  
• Three-Step Compliance Gateway  
    1. Client declares implementation territories  
    2. System screens against FATF Recommendation 16-aligned databases using IVMS 101 data standards
    3. Human review for FATF Travel Rule adherence  

Outcome: Our compliance gateway filters prohibited jurisdictions using FATF Recommendation 16 benchmarks.

🔶 ENFORCED COMPLIANCE & RISK MITIGATION

• All clients must submit signed affidavits (A sworn written statement confirming the truth of provided information, legally binding and admissible in court.), legally binding under UNCITRAL MLETR Art. 8 (Ensuring electronic signatures hold full legal weight.).
• We conduct real-time OFAC/UN/EU sanctions screening, with manual service termination in case of violations.

🟪 DISPUTE RESOLUTION & LEGAL SAFEGUARDS

We enforce strict legal protections through internationally recognized frameworks:

• All disputes must be filed within 7 days via Singapore International Arbitration Centre (SIAC) Expedited Rules, a fast-track resolution mechanism enforceable under the New York Convention 1958.
• A potential non-refundable deposit might be required for some clients to deter frivolous claims.
• Class-action waivers governed by International Arbitration Act 2024 §12 (Ensuring disputes are handled individually and efficiently.).
• Governing law: English Common Law principles

🔶 FINANCIAL SECURITY & LEGAL INSURANCE

Client Fidelity Bond Requirements

• Mandated only when local Virtual Asset Service Provider (VASP) laws require fiduciary insurance
• Minimum coverage determined by:  
  • FATF Recommendation 16's €1000/$1000 threshold multiplier for high-risk jurisdictions *or*
  • FATF Travel Rule compliance thresholds for cross-border transactions
• Bonds must be issued by Treasury-listed sureties in the client's jurisdiction 

NeoWealth Insurance Backing

• Covers advisory activities under internationally recognized trust jurisprudence
• Excludes jurisdictions with mandatory VASP licensing (e.g., UAE/VARA, Nigeria/SEC)
• Policy void if client implements strategies in FATF "grey list" territories 

🟧 FINAL DECLARATION & CRITICAL NOTICE

By engaging with NeoWealth, clients acknowledge full legal responsibility for their actions. We do not provide financial services, custody solutions, or asset management. Our mission is to educate and empower through Bitcoin-focused and legally-sound strategic advisory. 

NeoWealth:

• isn't registered as a VASP or financial institution. Educational materials don't constitute cross-border financial advice per FATF Guidance §7b.
• doesn’t serve EU residents under Markets in Crypto-Assets Regulation (MiCAR) Article 59(3) unless clients hold CASP licenses.

Clients assume full responsibility for:

• Determining local regulatory compliance
• Implementing strategies within their legal capacity 
• Third-party service vetting  

Bitcoin Strategy Limitations:

• No guidance provided for transactions involving unhosted wallets or DeFi protocols
• Clients using non-KYC exchanges must obtain independent legal clearance

NeoWealth reserves the right to terminate engagement at any time if regulatory risks are identified.

This statement serves as our official stance on legal and financial liability, ensuring absolute clarity, protection, and compliance for all parties involved.